Legal

Terms of Service

Effective and last updated: July 15, 2026

These Terms of Service ("Terms") are a binding agreement between you and ArmorOne Inc ("ArmorOne," "we," "us," or "our") governing your access to and use of www.armoroneprep.com and its account, practice, testing, score, dashboard, billing, and related features (the "Service").

1. Accepting these Terms

By creating an account, selecting a sign-up or Google sign-in control that links to these Terms, purchasing a subscription, accessing account-based content, or otherwise using the Service, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree, do not use the Service. If a specific feature or promotion presents additional written terms, those additional terms also apply and control for that feature if they conflict with these Terms.

You consent to transact electronically and receive account, password-reset, security, administrative, billing, receipt, renewal, cancellation, legal, and Service communications by email, website notice, or in-product notice. Electronic notices satisfy writing requirements to the extent permitted by law. You are responsible for keeping your account email current.

2. What ArmorOne provides

ArmorOne is an independent, self-directed ACT-format study platform. Current features may include a public Question of the Day; an anonymous diagnostic; account sign-up with email and password or Google; practice by subject and category; timed full-length practice tests; a graphing calculator; estimated section and composite scores; answer review; saved results; progress, weak-area, and activity summaries; daily streaks; free-use entitlements; and ArmorOne Unlimited subscription access.

ArmorOne is a study aid. It is not a school, educational institution, testing authority, official score reporter, college-admissions advisor, counselor, or substitute for professional or personal judgment.

ArmorOne is not affiliated with, endorsed by, sponsored by, or approved by ACT Education Corp. "ACT" is a trademark of its owner and is used only to identify the exam format for which users prepare. ArmorOne questions, passages, choices, explanations, calculators, projections, and practice materials are independently created ArmorOne materials, are not official ACT questions or scores, and are not copied from an official ACT test.

3. Eligibility, minors, and payment authority

You must be at least 13 years old to create an account or use account-based features. You represent that your account information, including date of birth, is accurate. We may refuse, delete, suspend, or terminate an account that does not satisfy the age requirement or appears to use false age information.

If you are under the age of majority where you live, you may use the Service only with the consent and involvement of a parent or legal guardian. The adult who approves the minor's use agrees to these Terms on the minor's behalf and is responsible for supervising that use. If an adult purchases for a minor or permits a minor to use the adult's payment method, the adult represents that the adult is authorized to make the purchase and accepts the subscription terms.

4. Accounts and account security

• Provide accurate information and keep it current.
• Protect your password, Google account, recovery email, device, and session. Use a unique password and sign out on shared devices.
• Do not sell, transfer, share, or permit another person to use your account. Unless we approve otherwise in writing, one person may use an account and one account is allowed per person.
• You are responsible for activity under the account to the extent permitted by law.
• Promptly notify armoronetech@gmail.com if you suspect unauthorized access, credential compromise, or account misuse.

5. Public and free account access

ArmorOne may offer public features without an account, including the Question of the Day, diagnostic, and score or calculator tools. Their availability, content, and limits may change.

A verified free account currently receives up to 5 practice questions per UTC day and 1 full practice test for the lifetime of that free account. Accessing or starting a full test may consume the free full-test entitlement even if the test is not completed. Deleting a saved result, abandoning a test, clearing browser storage, signing out, or deleting and recreating an account does not restore a consumed entitlement. Questions, tests, limits, reset timing, feature availability, and eligibility rules may change prospectively, but changes do not entitle you to a refund unless required by law.

6. Personal-use license

Subject to these Terms, ArmorOne grants you a limited, personal, revocable, non-exclusive, non-transferable, non-sublicensable license to use the Service solely for your own non-commercial test preparation. Ordinary browser caching and printing or saving a small amount for your personal study is allowed if it does not redistribute or systematically copy ArmorOne content. No other rights are granted.

7. ArmorOne intellectual property

The Service—including questions, passages, choices, explanations, rationales, calculators, scoring and selection logic, layouts, software, databases, interfaces, visual design, text, graphics, names, and logos—is owned by ArmorOne or its licensors and protected by copyright, trademark, trade-secret, database, contract, and other laws. All rights not expressly granted are reserved.

You may not remove proprietary notices, frame or mirror the Service, use ArmorOne branding in a confusing manner, or imply that ArmorOne sponsors, endorses, or is affiliated with you without written permission.

8. Your information and feedback

You retain the rights you have in information you provide. You authorize ArmorOne and its providers to host, store, reproduce, process, transmit, and display that information only as reasonably necessary to provide, personalize, secure, maintain, troubleshoot, and support the Service; enforce these Terms; comply with law; and carry out the practices described in the Privacy Policy. This operational permission ends when the information is deleted, except for limited retained copies or records permitted by the Privacy Policy or law.

If you voluntarily send ideas, suggestions, comments, bug reports, or other feedback, you grant ArmorOne a perpetual, worldwide, non-exclusive, royalty-free right to use, reproduce, modify, and incorporate that feedback without restriction or compensation. Do not submit information you do not have the right to provide or confidential, regulated, school-controlled, or third-party information ArmorOne has not agreed in writing to receive.

9. Acceptable use and content protection

You must not, and must not help another person to:

• copy in bulk, scrape, crawl, harvest, reproduce, publish, sell, license, share, or redistribute ArmorOne content beyond ordinary personal study;
• use bots, browser automation, scripts, scrapers, data-mining tools, artificial accounts, or other automated means to access, copy, test, or burden the Service;
• extract questions, passages, choices, answers, rationales, score logic, or other content to create or improve a competing product, dataset, question bank, study guide, tutoring resource, benchmark, or artificial-intelligence or machine-learning model;
• reverse engineer, decompile, disassemble, or discover source code, non-public interfaces, data structures, safeguards, or score logic, except where law expressly permits despite this restriction;
• probe, bypass, disable, or interfere with authentication, age verification, rate limits, row-level security, content or entitlement controls, bot protection, payment controls, or other safeguards;
• access or attempt to access another person's account, data, results, progress, or history;
• introduce malware, spam, credential-stuffing, denial-of-service traffic, harmful content, or excessive requests;
• misrepresent identity, age, authority, affiliation, payment permission, or eligibility;
• use the Service to cheat on an actual exam or violate academic-integrity or testing rules; or
• use the Service unlawfully, infringe another's rights, or violate these Terms.

10. ArmorOne Unlimited; recurring billing and cancellation

The price, billing frequency, taxes, included access, renewal terms, and cancellation terms displayed at Stripe Checkout are incorporated into these Terms. If Checkout displays a different price or promotion, the Checkout disclosure controls for that purchase. Review it before paying.

By selecting the purchase control and completing Checkout, you expressly authorize ArmorOne and Stripe to charge the disclosed amount and applicable taxes on a recurring monthly basis until you cancel. ArmorOne or Stripe will provide an electronic confirmation or receipt. We maintain transaction and subscription records needed to document and administer the authorization.

ArmorOne uses controls intended to prevent duplicate active subscriptions, but you remain responsible for reviewing receipts and account statements and promptly reporting an unexpected or duplicate charge. Failed or reversed payment, chargeback, expiration, cancellation, or loss of subscription status may suspend paid access.

How to cancel. While signed in, open Settings, choose Manage billing, and use the cancellation control in Stripe's Customer Portal. Follow the confirmation steps until cancellation is shown. Cancel before the renewal date to avoid the next charge. If online cancellation is unavailable or you cannot access the account, email armoronetech@gmail.com from the account email with "Cancel Subscription" in the subject line. We may verify the account before acting.

Account deletion is separate. Canceling does not delete the account or study data. Requesting account deletion does not make prior charges refundable. For a verified deletion request tied to an active ArmorOne subscription, ArmorOne will coordinate stopping future renewal before completing deletion, but you should use the online cancellation control first when available to avoid timing issues.

Changes. We may change paid features or the price for a future billing period. We will give any advance notice, reminder, or obtain any new consent required by applicable law before a material renewal or price change takes effect. If you do not agree, cancel before the stated effective or renewal date. Taxes may change as required by law.

11. Third-party services

The Service currently relies on Supabase for authentication, database, and server functions; Vercel for hosting and cookie-free Web Analytics; Cloudflare Turnstile for bot protection; Have I Been Pwned Pwned Passwords for partial-hash password screening; Stripe for Checkout, subscriptions, payment processing, and billing management; Google for optional sign-in and hosted fonts; and Desmos for an on-demand graphing calculator. Third-party services and links are governed by their own terms and privacy practices. ArmorOne does not control and is not responsible for their independent content, availability, security, failures, or actions, except to the extent applicable law provides otherwise.

12. Schools, organizations, and FERPA

The public Service is direct-to-consumer. Unless ArmorOne signs a separate written agreement, schools, districts, teachers, tutors, test-prep businesses, employers, clubs, and other organizations may not assign, administer, resell, monitor, bulk-register, or require use as an institutional program.

Under the public Terms, ArmorOne does not agree to act as a school official, educational-agency contractor, institutional data processor, or education-record provider under FERPA, state student-data laws, or procurement rules. Contact us before institutional use. Do not submit school-maintained education records through the public Service.

13. Educational disclaimer; no score or outcome guarantee

Questions, tests, diagnostics, calculators, estimated or projected scores, weak-area summaries, explanations, timers, and study information are for practice only. They are not official scores or test materials, admissions advice, educational evaluation, counseling, or a guarantee.

Estimates may use ArmorOne results, publicly available or historical scoring information, assumptions, approximations, and internal logic. Actual exam content, timing, scoring scales, policies, accommodations, fees, registration rules, and admissions decisions may change or differ. ArmorOne does not promise a particular score, score increase, scholarship, admission, placement, academic outcome, or test-day result. Consult official ACT and institution sources for current requirements.

14. Service changes, availability, and data

We may add, change, suspend, restrict, or discontinue free or paid features, content, limits, question sets, scoring methods, providers, interfaces, or the Service, subject to applicable law and the subscription commitments above. We may perform maintenance and apply security, reliability, legal, and content-protection controls.

Internet and software services can fail. Keep any records you need independently. ArmorOne does not guarantee that local progress, cached content, saved answers, reports, streaks, scores, or account data will always be available, preserved, compatible, or recoverable. These Terms do not limit duties imposed by applicable data-protection law.

15. Privacy

Our Privacy Policy explains the information the Service collects, including study and performance data, age-verification information, subscription records, device and security information, browser storage, and third-party connections. It also explains uses, disclosures, retention, security, and privacy choices. The Privacy Policy is a notice of our practices and is not intended to reduce rights that applicable law gives you.

16. Disclaimer of warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT, FEATURES, ESTIMATES, DATA, AND THIRD-PARTY SERVICES ARE PROVIDED "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS," WITHOUT EXPRESS, IMPLIED, STATUTORY, OR OTHER WARRANTIES. ARMORONE DISCLAIMS IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that the Service will be uninterrupted, secure, error-free, current, complete, compatible with every device or browser, free of harmful components, or that content, estimates, progress, reports, or calculations will be accurate, available, preserved, or recoverable. Some jurisdictions do not allow some exclusions; those exclusions apply only to the extent permitted.

17. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARMORONE AND ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, SERVICE PROVIDERS, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, ENHANCED, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, CONTENT, USE, OPPORTUNITY, OR REPORTS; SERVICE INTERRUPTION; OR DAMAGES ARISING FROM USE OF OR INABILITY TO USE THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARMORONE'S TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID ARMORONE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) US $100. This limit applies across theories of liability and is cumulative, not per incident.

These exclusions and limits do not apply to liability that cannot lawfully be excluded or limited, which may include liability for gross negligence, willful misconduct, fraud, personal injury, statutory remedies, or certain consumer rights depending on your jurisdiction.

18. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless ArmorOne and its owners, officers, directors, employees, contractors, licensors, service providers, and agents from claims, losses, liabilities, damages, costs, and reasonable attorneys' fees arising from your unlawful misuse of the Service, violation of these Terms, violation of another's rights, information you unlawfully submit, or unauthorized commercial or institutional use. This obligation does not apply to the extent a claim results from ArmorOne's own unlawful conduct, negligence, or other responsibility that cannot be shifted under applicable law. ArmorOne may control the defense, and you agree to reasonably cooperate.

19. Suspension, termination, and investigations

You may stop using the Service at any time, cancel a subscription as described in Section 10, and request account deletion as described in the Privacy Policy. We may investigate and suspend, restrict, or terminate access; preserve information; or take technical or legal action when we reasonably believe an account violated these Terms, infringed rights, threatened security, supplied false age or account information, created legal or operational risk, or when action is needed to comply with law or protect users, providers, or ArmorOne.

Where reasonably practicable and legally appropriate, we will provide notice and an opportunity to address the issue. Termination ends the personal-use license. Provisions that should survive by their nature—including intellectual property, retained-data permissions, disclaimers, liability limits, indemnification, dispute resolution, governing law, and miscellaneous terms—survive.

20. Dispute resolution, individual arbitration, and class waiver

Informal resolution first. Before filing a claim, the claimant must send a written notice describing the facts, legal basis, contact information, account email if applicable, and requested relief. Notices to ArmorOne must be emailed to armoronetech@gmail.com with "Legal Notice" in the subject line. The parties will allow 30 days after receipt to attempt an individual informal resolution. A statute of limitations is tolled during that 30-day period to the extent permitted by law.

Binding individual arbitration. Except for the exceptions below and where prohibited by law, any dispute or claim arising from these Terms, the Service, an account, content, a subscription, or communications will be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its then-current Consumer Arbitration Rules and Consumer Due Process Protocol, as modified by this Section. A single neutral arbitrator will decide all issues except those a court must decide under applicable law. The arbitration may proceed by documents, telephone, video, or in person as the rules and arbitrator provide. The arbitrator may award the same individual relief a court could award and must issue a reasoned written decision.

Fees and location. AAA filing, administration, hearing, and arbitrator fees will be allocated under its Consumer Arbitration Rules. ArmorOne will pay amounts the rules or law require it to pay. You will not be required to pay more than the consumer filing fee unless the arbitrator finds the claim was frivolous or brought for an improper purpose under applicable standards. Any in-person hearing will occur at a reasonably convenient location or another location required by the rules or law.

If AAA is unavailable. If AAA cannot or will not administer the arbitration consistently with this Section, the parties will try to select a substitute provider. If they cannot agree, a court with jurisdiction will appoint an arbitrator or provider under the Federal Arbitration Act. A provider's refusal based on ArmorOne's failure to satisfy registration or other applicable requirements does not prevent a court from enforcing any remedy available under law.

Exceptions. Either party may bring an individual claim in small-claims court if eligible. Either party may seek temporary or preliminary court relief necessary to protect intellectual property, accounts, systems, security, or confidential information while arbitration is pending. Claims that applicable law makes non-arbitrable, including a request for public injunctive relief to the extent it cannot lawfully be arbitrated, may proceed in court after arbitrable issues are resolved unless law requires otherwise.

Individual proceedings; class and jury waivers. TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND ARMORONE AGREE TO BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, NOT AS A PLAINTIFF OR MEMBER IN A CLASS, COLLECTIVE, COORDINATED, CONSOLIDATED, REPRESENTATIVE, MASS, OR PRIVATE-ATTORNEY-GENERAL ACTION. THE ARBITRATOR MAY NOT COMBINE DIFFERENT PEOPLE'S CLAIMS WITHOUT ALL PARTIES' CONSENT. YOU AND ARMORONE WAIVE A JURY TRIAL FOR CLAIMS COVERED BY THIS SECTION. If a court finally finds a portion of this waiver unenforceable for a claim, only that claim or remedy will proceed in court and the rest remains subject to arbitration to the extent permitted.

30-day arbitration opt-out. You may opt out by emailing armoronetech@gmail.com within 30 days after you first accept these Terms. Include your name, account email, and a clear statement that you reject arbitration. A parent or guardian may opt out for a minor. A timely opt-out affects only this arbitration agreement, not the rest of the Terms, and will not affect Service access.

21. Governing law and venue

The Federal Arbitration Act governs Section 20. Otherwise, these Terms and disputes are governed by Tennessee law, without regard to conflict-of-law rules. Subject to Section 20 and non-waivable rights, court proceedings must be brought in a state or federal court with jurisdiction in Tennessee, and the parties consent to jurisdiction and venue there.

Nothing in these Terms waives rights that applicable consumer-protection, privacy, minor-protection, subscription, arbitration, or other law makes non-waivable. If the law where you live requires another governing law, venue, procedure, notice, or remedy, that requirement controls to the necessary extent.

22. Copyright and intellectual-property complaints

If you believe material on the Service infringes your copyright, trademark, or other rights, email armoronetech@gmail.com with information sufficient to identify the material, identify and substantiate your rights, contact you, and evaluate the complaint. We may request additional information, remove or disable material, and terminate repeat infringers when appropriate. This section is not an admission that user-uploaded content exists or that a particular safe harbor applies.

23. Changes to these Terms

We may update these Terms as the Service, providers, business, or law changes. We will post the new version, update its effective date, and provide any additional advance notice or obtain any renewed consent required by law. Changes apply prospectively from their effective date. Material subscription changes are also governed by Section 10. If you do not agree, stop using the Service and cancel before the next renewal.

24. Miscellaneous

These Terms, the Privacy Policy, Checkout disclosures, and feature-specific terms are the entire agreement about the Service and supersede prior understandings on the same subject. If a provision is unenforceable, it will be enforced to the maximum lawful extent and the remainder stays effective. Failure to enforce is not a waiver. You may not assign these Terms or an account without our written consent. ArmorOne may assign them in connection with a merger, acquisition, financing, reorganization, sale of assets, or operation of law, subject to applicable notice and privacy duties. ArmorOne is not liable for delay or failure caused by events beyond reasonable control. Section headings are for convenience, and "including" means "including without limitation."